Urba360: The credit risk assessment tool that provides data in one click

A business scoring tool ranks companies using a set of criteria designed to assess risk. At Coface, this analysis is delivered through the Coface Score, which evaluates the likelihood of a company defaulting within the next 12 months. 

What sets our scoring apart is its foundation: globally standardized data. This ensures consistency and comparability across markets, enabling a comprehensive, reliable view of credit risk, no matter where your partners operate. With this unified approach, you gain the clarity and confidence needed to make smarter, faster decisions. 

While a business credit score check is a useful starting point, relying solely on a business credit checker or a standard business credit report can leave critical gaps in your risk assessments. To truly understand the financial health and reliability of your partners, businesses must go beyond the basics and check business credit using broader, more insightful data. 

Standard reports may not reveal emerging risks, behavioral trends, or operational red flags. In today’s fast-moving markets, businesses need deeper insights to make data-driven decisions and avoid risky partnerships that could impact cash flow or disrupt operations. 

This is especially important in competitive environments like the United States, where becoming and staying profitable depends on strong, stable B2B relationships. 

With Coface Business Information, you gain access to global business credit data enriched with advanced analytics – such as late payment behavior, credit opinions, credit risk monitoring and company solvency scores – helping you evaluate partners with greater confidence. Whether you're expanding or reinforcing your network, going beyond a basic business credit score check ensures smarter, more secure decisions. 

Urba360 assesses company creditworthiness using a wide range of data. This includes financial indicators such as turnover, equity, fixed assets, liabilities, and financial results. It also considers payment behavior, credit opinions, and ongoing credit risk monitoring. The company’s creditworthiness is summarized in the Coface Score. Urba360 also incorporates country risk and sector risk analysis, ensuring a globally standardized approach to supplier evaluation. Whether you’re reviewing potential business partners, customers or suppliers, Urba360 helps you make the right credit risk decisions.

Urba360 enables you to assess the creditworthiness of potential business partners and the likelihood of default or late payment. As a decision-maker, you can make reliable credit risk decisions on business partners, customers or suppliers. With Urba360, we give you access to financial indicators backed by Coface's expert knowledge on 220 million companies in 200 countries. 

Yes. Our Urba360 digital platform allows you to evaluate customer creditworthiness, consult company ratings, review financial health, and adjust your credit exposure accordingly. The platform gives you access to Coface’s unique data and expert analysis on more than 220 million companies in 200 countries. 

Yes. Urba360 is designed for businesses of any size and in every sector. By requesting a demonstration of Urba360, you can access company scoring, payment behavior analysis, credit scores, and credit risk monitoring, as well as comprehensive company information reports. Financial indicators, creditworthiness assessments, the Country Risk Assessment (CRA), and the Coface Score all work together to give you a 360-degree view when analyzing customers or suppliers. 

Request a demo or contact our customer service team to get access to Urba360.

Yes. The company information in Urba360 is continuously updated. It’s powered by Coface's expertise as a leading trade credit insurer and its knowledge of 220 million companies in 200 countries. This ensures you always have the most current data to assess the creditworthiness of your customers, suppliers, and even competitors. 

A company's Coface Score can be accessed directly in Urba360 by searching for the name of a customer or supplier. The Score is a comprehensive risk analysis presented as a number from 0 to 10. This score assesses the probability of a company defaulting within one year. 

Financial risk analysis tools like Urba360 empower businesses to make smarter, safer decisions by providing real-time insights into the creditworthiness, payment behavior, and financial stability of customers and suppliers.

All types of businesses (from mid-sized companies to global enterprises) can benefit from Urba360, which provides powerful, real-time insights to help manage credit risk, assess partners, and make smarter, more confident decisions.