Reduce customer risk and secure your revenue with Coface Business Information

Coface provides companies with information that enables them to immediately and effectively assess the creditworthiness of their business partners, including prospects, customers and suppliers. The Coface Score, sector and country risks, and companies' payment history are effective tools for assessing the financial health of partners, detecting cases of insolvency and securing cash flow by limiting excessively long payment terms and delays that can turn into unpaid invoices and require collection procedures. 

By relying on these various indicators, our customers can assess and verify the creditworthiness of their business partners and make informed credit decisions. 

Coface Business Information solutions provide our customers with valuable insights to assess credit risks, detect and anticipate possible insolvency, and identify payment problems. 
Users of our solutions can also consult Coface's credit opinions. These recommendations indicate the maximum amount of outstanding debt to be granted to each of their customers. 

The Late Payment Index (LPI) provides exclusive visibility on incidents, extended payment terms and late payments by companies. Consulting this index makes it possible to anticipate extended payment terms that could lead to unpaid invoices and, ultimately, a collection problem. 

Finally, the Coface Score, a creditworthiness value expressed on a scale of 1 to 10, is a key indicator for assessing the financial stability of a customer or any business partner. 

These indicators provide companies with accurate information on the financial health of their partners and are useful tools for smarter decision-making. 

The Coface Score assesses the probability, over a 12-month period, that a company will be able to meet its financial obligations, including its commitments to counterparties. This assessment considers various financial indicators, including financial stability, profitability, payment and claims history, and solvency ratios. In addition, it incorporates qualitative data such as the company's current situation and the performance of its management. 

Urba360, our Coface Business Information solution, stands out for the quality of the information it provides. Powered by exclusive Coface data derived from our experience as a credit insurer, Urba360 insights are immediate so you can make informed decisions right away. 

Urba360 gives you access to clear and actionable information. Powered by Coface data and presented with easy-to-use indicators, it provides you with valuable information on your customers' payment history and behavior. Coface Credit Opinions, which indicate the maximum amount you can grant to your business partners, can also help you anticipate and limit the risk of non-payment. Make an appointment with our experts for a tailored demonstration of our Business Information solutions. Book a demo of Urba360 today. 

Coface data includes many factors that go far beyond public information available on companies. We draw on our long experience as a credit insurer and incorporate information on payment history and sector and country risks into our analysis. This high value-added data provides comprehensive and reliable information for optimal customer management. 

We integrate various indicators in our analysis that enable companies like yours to assess and verify the creditworthiness of your trading partners. The Coface Score, Late Payment Index (LPI) and our credit recommendations are the most relevant for assessing a partner's creditworthiness. 

The CofaceScore is presented on a scale of 0 to 10. It reflects a company's ability to honor its debts over a 12-month period. 

Our Late Payment Index (LPI) provides visibility on a company's payment history and behavior. This information, some of which is confidential, is directly linked to Coface's knowledge of companies through our credit insurance business. 

Coface's credit recommendations are another major asset for our customers. This indicator, which expresses the maximum outstanding amount to be granted to a customer, is used to assess the latter's creditworthiness. Companies can incorporate this opinion into their credit decision-making process and then use it to determine the amount of their receivables, depending on their risk appetite or aversion. 

Coface Business Information solutions provide users with a clear, consolidated dashboard to monitor all their business partners and access a credit opinion for each one. This credit opinion reflects the credit limit our experts suggest you can safely grant – serving as a practical indicator of a company’s creditworthiness.

These recommendations are not one-size-fits-all. They vary from company to company based on the depth and quality of information Coface holds. 

Our 600+ risk experts (underwriters, analysts and economists) are spread across 53 information collection and analysis centers around the world. This locally collected information, combined with other sources of information, feeds and enriches a continuously updated database covering more than 220 million companies in 200 markets. 

We provide companies with various types of services that enable them to protect their cash flow against unpaid invoices. 

Coface Business Information solutions help companies anticipate risks by analyzing the solvency and financial health of their business partners, customers and suppliers. 

Additionally, our credit insurance solutions protect companies against non-payment by their customers. Our offerings are designed to secure companies' cash flow and promote their commercial development.